About John Rebchook

john_smallJohn Rebchook is a former Rocky Mountain News reporter with more than 30 years of experience in writing and communications... (Read More)

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Many shut out of refi bonanza

Homeowners in the Denver metro area could potentially save more than $500 million a year by refinancing, according to an estimate by InsideRealEstateNews.com, if they only were able to take advantage of record-low mortgage rates.

Many borrowers cannot.

“I have to tell dozens and dozens of borrowers that they don’t qualify,” said Lou Barnes, principal of Boulder [...]

May 28th, 2010 | Tags: , , , , | Category: News, Real Estate | Comments are closed

FHA loans almost 50 percent of loans in Denvery

“As long as you are using good credit analyis and lending with good lending practices, which means looking at four basic areas every time – down payments, good credit and good job history, money left over for emergencies, and good cash flow, meaning what percentage of gross earnings you’re spending on housing – whether is is an FHA loan or a conventional loan, is not important,” Peter [...]

August 4th, 2009 | Tags: , , , , , , , , , , , | Category: Denver Housing, Mortgages, News, Real Estate | Comments are closed