“As long as you are using good credit analyis and lending with good lending practices, which means looking at four basic areas every time – down payments, good credit and good job history, money left over for emergencies, and good cash flow, meaning what percentage of gross earnings you’re spending on housing – whether is is an FHA loan or a conventional loan, is not important,” Peter [...]

John Rebchook is a former Rocky Mountain News reporter with more than 30 years of experience in writing and communications... 


