About John Rebchook

john_smallJohn Rebchook is a former Rocky Mountain News reporter with more than 30 years of experience in writing and communications... (Read More)

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FHA loans almost 50 percent of loans in Denvery

“As long as you are using good credit analyis and lending with good lending practices, which means looking at four basic areas every time – down payments, good credit and good job history, money left over for emergencies, and good cash flow, meaning what percentage of gross earnings you’re spending on housing – whether is is an FHA loan or a conventional loan, is not important,” Peter [...]

May-to-June foreclosures not encouraging

When crunching numbers, I’m always a bit wary of putting too much weight on consecutive month data when it comes to real estate.

That is because there can be huge seasonal reasons why home sales, for example, might pop in March from February, or fizzle in September from August, for example.

But any data can serve a [...]

Foreclosures down, not out

It may be the bottom of the Denver-area housing market, but it is too early to say that the foreclosure crisis is over.

There were 10,726 foreclosure filings in the metro Denver area in the first half of the year, a 10.5 percent decline from the 11,992  the first six months of 2008.

“That is still a [...]