About John Rebchook

john_smallJohn Rebchook is a former Rocky Mountain News reporter with more than 30 years of experience in writing and communications... (Read More)

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Adopt-A-Home born in the wake of 9-11

Peter Lansing saw a need to improve houses where senior citizens live, resulting in the Adopt-A-Home [...]

Refi's, purchase home loans down

“There will be nobody left to refinance,” Peter [...]

Many shut out of refi bonanza

Homeowners in the Denver metro area could potentially save more than $500 million a year by refinancing, according to an estimate by InsideRealEstateNews.com, if they only were able to take advantage of record-low mortgage rates.

Many borrowers cannot.

“I have to tell dozens and dozens of borrowers that they don’t qualify,” said Lou Barnes, principal of Boulder [...]

Permanent loan modifications up 45% in Colorado

“Socially, politically and economically, it makes a lot of sense,” Tom [...]

Riskier loans face high default rates

“Across-the-board risk retention will unnecessarily and unfairly raise costs on creditworthy borrowers seeking products that are demonstrably lower risk,” Glen [...]

Mortgage Banking Industry Threatened

“This is an ironic result in a bill that is trying to mitigate systemic risk and too-big-to-fail [...]

FHA loans soar in Denver, Colorado

“I would say that the FHA loan product is filling a niche in the market here in Colorado and in the Denver area,” Deborah [...]

RESPA expert tells Denver real estate audience to prepare for big changes

It probably couldn’t be a worse time,” to implement the changes in RESPA, but the rule changes are coming in any [...]

Local lenders quoted in Wall Street Journal article today

The front page of the Wall Street Journal today had an interesting article on what is happening in mortgage markets.

FHA loans almost 50 percent of loans in Denvery

“As long as you are using good credit analyis and lending with good lending practices, which means looking at four basic areas every time – down payments, good credit and good job history, money left over for emergencies, and good cash flow, meaning what percentage of gross earnings you’re spending on housing – whether is is an FHA loan or a conventional loan, is not important,” Peter [...]